Repay from your phone
- Open your mobile money menu and choose Pay Bill
- Enter the SACCO business number
- Enter your member number as the account
- Enter the amount and your PIN. Keep the SMS receipt
Pay by mobile money (sample numbers)
SACCO paybill number
000 000
Account number: your member number, for example UM-00482.
- M-Pesa
- Tigo Pesa
- Airtel Money
- HaloPesa
- Bank deposit
Sample numbers — replace them with your own. You receive an SMS receipt for every payment.
| Way | How | Fee | Proof |
|---|---|---|---|
| Mobile money | Send to the SACCO paybill number. Use your member number as the account. | Network fee only | SMS receipt at once |
| Bank deposit | Pay into the SACCO account at any branch of our bank. Write your member number on the slip. | Bank’s deposit fee | Confirmed next working day |
| At a branch | Pay the cashier in cash. Bring your passbook. | None | Stamped in your passbook |
| Group leader | Group loans: the leader can collect and pay for the group. | None | Receipt to each member |
Sample repayment channels and numbers — replace them with your own.
If you may pay late
Call or message us before the due date. We can often agree a new schedule so that you do not fall behind. Late payments carry a small sample penalty, shown on your loan offer.