What you need
- A national ID or passport
- One passport photo
- A mobile phone number
- Your first month’s savings
What it costs to join
- Registration fee (once)
- TZS 10,000
- First share
- TZS 49,000
- Passbook
- TZS 5,000
- Monthly savings (minimum)
- TZS 10,000
Sample fees — replace them with your own.
1
Bring your ID
Visit any branch or send your ID and photo on WhatsApp.
2
Register
Pay the registration fee and buy your first share. You get a member number.
3
Save, then borrow
Save every month. After three months you can ask for a loan.